Yellow Capital originates from a passion to provide professional money management and investment advice through a service both unique and personalised.
The company is managed by a team of investment practitioners whose practical and realistic style of money management challenges an industry and academic benchmark that equates risk with dated scientific formulas (developed by U.S. scientists in the 1950s). The team’s astute, business-like approach to financial planning and money investment has established the Yellow Capital brand as a financial concierge, guiding clients along a path of effective planning and superior investment.
It is the aim of our business to improve your financial position by servicing you with dependable advice and authoritative insight; an ethos enveloped in our company name, Yellow Capital, which is inspired by a philosophy articulating gold as the most precious of metals, as dictated by its buying power.
Gold has been the medium of exchange for over 1000 years, and is still the ultimate accepted means of payment. It is often referred to as ‘the yellow metal’ because of its lustre and shine – an indication of its value.
Throughout history no paper currency (fiat money) has survived in its original form. Paper currencies are normally inflated away until they are worthless. When governments come under financial pressure they usually resort to printing money to pay their debts, be it war debt or just excessive spending. The purchasing power of the US dollar has declined by 90 per cent since the year 1950; a situation similar for most world currencies.
This drives Yellow Capital’s belief in gold and silver (not paper) as ‘real money’, and as an exceptional store of wealth. Our investment principals are sturdy; grounded in that which has wielded worth for centuries past, and will do so for centuries to come.
Yellow Capital Wealth Management is a trading style of Yellow Capital Investment & Financial Planning Ltd and is an appointed representative of ValidPath Limited which is authorised and regulated by the Financial Services Authority.
HAYDN ELLWOOD Dip. CFP, IMC, ACSI
Managing Director & Chief Investment Officer
Haydn started his financial career in the Channel Islands where he was employed as a private equity fund administrator. Here he formulated a sound method for valuating securities and investments, supported by his experience working in in the Private Client department and managing offshore trusts.
Haydn follows the principle of value investing and was the first UK national to attend the University of Western Ontario’s Ivey Business School & Ben Graham Centre for Value Investing, the only other recognised Business School (apart from Columbia Business School in New York) to teach the principles of Benjamin Graham, ‘the father of value investing’.
After four years working as an IFA at an international financial services firm in London, Haydn confirmed his level of expertise with added experience in retirement planning strategies and investment management for private clients.
When the opportunity arose to join a small group of professionals, Haydn decided to move on and become a founding Director at Yellow Capital. Haydn provides specialist advice to an exclusive group of high-net-worth private clients and organisations.
Haydn lives in Surrey with his wife and son, and enjoys F1 and other sport including rugby and cricket.
• Wealth Management
• Strategic Financial Planning
• Retirement Planning
• Investment Portfolio Advice
• Alternative Investment Strategies (Hedge Funds, Private Equity)
• Offshore Investing
• Member of the CFA Society of the UK
• Associate member of the Chartered Institute of Securities & Investments
• Member of the Chartered Insurance Institute
• Member of the Personal Finance Society (Dip PFS)
• Member of the Pensions Advisory Service
• Member of the Institute of Directors
• CF1,2,3,4,5,6, J06, AF4 (CII)
• Investment Management Certificate (CFA Society of the UK)
• Certificate in Securities (Retail & Wholesale) (CISI)
• Certificate in Value Investing & the search for value
ANTHONY R McGAREL GROVES BSc. (Hons) Economics, ACA
Director, Head of Portfolio Services
A Graduate of Bath University, qualifying as a Chartered Accountant with Deloitte then Haskins & Sells, Anthony has had a successful and varied career in investment management, supervising and managing assets in excess of US$5billion.
Anthony has over 30 years’ experience in the financial services industry; recently as a founding partner in Mark Capital LLP a long/short hedge fund. Previous positions include Head of American Portfolio Investments at the Kuwait Investment Office and Assistant Director at Hambros Fund Management, where Anthony was responsible for both Institutional and private clients’ portfolios, and was also an active member of the Investment Strategy Committee.
Anthony brings to Yellow Capital a wealth of experience and knowledge in both asset allocation and security selection. Anthony is a member of Yellow Capital’s Investment Committee and has general responsibility for setting and overseeing the investment policy in a non-executive position.
Anthony enjoys history, theatre, gardening, country pursuits and vintage cars.
• Wealth Management for UHNW/HNW individuals and charitable organizations
• Portfolio construction, investment policy, security selection, asset allocation
• Member of the Institute of Chartered Accountants in England & Wales
• Member of the Finance and Management Faculty of the Institute of Chartered Accountants
• BSc (Hons) Economics
• ACA (ICAEW)
Investment Committee Member
Martyn Ingram joined the financial services industry in 1976 and has been an enthusiastic investor in collective investment vehicles since the early 1980s. In 1996 he became a founding director of Independent Portfolio Managers (IPM), where he headed up IPM’s institutional wealth management division. Martyn has worked both as a discretionary investment manager and as a fund analyst but now prefers to be regarded as a return-driven investment asset allocator. His investment views are strongly guided by the analysis of prevailing macro-economic conditions and assessing the investment outlook over an eighteen-month to two-year time horizon.
In 1996, before joining IPM, Martyn gained the rare distinction of ‘first decile performance’ over seven years as manager of a Skandia Pension Broker Fund. In 2007 he led IPM’s team, which took the decision to remove its clients first from property and then from the bond and equity markets. As a result, IPM’s clients were largely protected from the ravages of the ‘credit crunch’.
Martyn was a founding Director of The National Association of Broker Fund & Investment Managers Limited, a member of the London regional panel of the Association of Unit Trusts and Investment Funds (AUTIF) and is an Affiliate of the Securities Institute.
Martyn enjoys golf and has a handicap of 9.
• Asset Allocation (Strategic & Technical)
• Investment Portfolio Design, Analysis & Management
• Affiliate of the Chartered Institute of Securities & Investment
Investment Committee Member
Ian Hart has been working in the City since 1983 in varied financial and investment roles. Ian has worked for many years on the sell side as well as the buy side.
In 2003 he founded Unbiased Financial Analysis; an independent investment advisory providing investment analysis and related services to retail clients and other IFAs.
Ian became a qualified Chartered Electrical Engineer before moving into the City to use his analytical skills. He worked as a Stock Exchange Registered Representative, and holds the IMC qualification from the CFA Society of the UK and is a Chartered Fellow of the Chartered Institute for Securities & Investment.
Ian is exceptional at providing insight into the prevailing economic and capital markets and brings a wealth of experience and diligence to the investment committee.
• Technical analysis
• Investment Analysis, Research and Management
• Market & economic analysis
• Chartered Fellow member of the Chartered Institute of Securities & Investment
Glyn holds the IMC qualification from the CFA Society of the UK and has been in the investment industry for over 30 years.
Glyn’s primary role is the analyses of investments, investment products and investment portfolios. This has resulted in Glyn developing new investment products, effective combinations of existing investments and more efficient investment portfolios.
Glyn always questions the ‘accepted wisdom’ of his peers and often finds solutions years ahead of the industry. He has been featured (repeatedly) in Investors Chronicle and has written a report for the Japanese FSA. Glyn has also interviewed fund managers for nearly 30 years, and sees this as being a very important element to achieving better returns.
Glyn brings to Yellow Capital a wealth of experience and knowledge in both investment analysis and performance measurement. Glyn is a member of Yellow Capital’s Investment Committee and heads up the internal review service for Yellow Capital’s clients and investment advisors.
• Investment Analysis, Research & Comparison
• Investment Portfolio Analysis & Reporting
• Investment performance & measurement
• Member of the CFA Society of the UK
ROBERT FISHER Cert CII (MP)
Property Finance Specialist
Robert started his financial services career almost 18 years ago when he was employed and trained as a Financial Adviser for the life insurance and pensions company, Refuge Assurance. Inspired by his first job, Robert has since used his financial expertise to help clients preserve and grow their money.
A specialist in mortgage finance, Robert acquired his training at Countrywide Assured where he held a management position in the company’s Mortgage Packaging Centre. Robert nurtured his skill for mortgage finance in further job roles as an Independent Financial Advisor as well as a Financial Advisor for the Zurich Advice Network where he specialised in hard to place mortgages.
Robert’s experience in both wealth management and property finance inspired him to set up his own company, Fisher4Mortgages, which he successfully ran for 5 years.
In an effort to concentrate more on client relationships, Robert joined the deVere Group, the world’s largest independent international financial consultancy, as an Independent Financial Advisor. He advised clients on offshore investments, offshore finance, trust lending, million pound plus mortgages, international mortgages, and was involved in growing the mortgage team of the deVere Group.
Robert’s diverse skill-set and experience as not only an independent advisor but as a business owner qualifies his ability to help his clients not only protect and maintain their wealth but expand it too.
Robert lives in Northampton, has two beautiful girls aged 21 and 18. He enjoys Taekwondo, cycling and sports including rugby, Formula 1 and Motorbikes.
• Mortgage Advice
• Protection Advice
• Life Assurance
• Inheritance Tax Planning (IHT)
• Expat Mortgage Advice
• Offshore Mortgages
• Buy to Let Mortgages
• Offshore Protection
• Associate member of the Chartered Insurance Institute
Industry relevant qualifications:
FPC 1, FPC 2 and FPC 3 , RO1, RO6, Level 3 certificate in Mortgage Practice (CII)
Certificate in Mortgage Advice and Practice. ( IFS)
Network Principle & Compliance Officer
Kevin has twenty-seven years’ experience in the financial services industry, of which he has been a successful IFA for twenty-one of those years. At only 50 years old, Kevin is on the Investment Committee for the Pension Review Service and is the author of two IFA guides; Fee-Based Advice and Professional Ethics.
Kevin is also the Managing Director for ValidPath Ltd, which is a UK network dedicated to the accountancy-based IFA community. Kevin brings an abundance of experience in ‘new model’ practice ‘know how’ to wealth-management and financial planning services within an accountancy and compliance backdrop.
• Compliance oversight
• Treating Customers Fairly (TCF)
• RDR Oversight
• Money Laundering Reporting Officer
• Member of the Chartered Insurance Institute
• Member of the Personal Finance Society (Cert. PFS)